Equipment Breakdown

Our Equipment Breakdown product provides coverage for damage caused by electrical current, mechanical breakdown, rupture or bursting by centrifugal force, explosion and more. Equipment Breakdown is available as an extension to the Property coverage in 50 states. Coverage includes inspection service where required by law.



 Protects the equipment, machinery and systems that run businesses, including:

  •  Heating Systems
  •  Boilers
  •  Air Conditioning
  •  Computer Systems
  •  Telephone Systems
  •  Freezers





Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Nautilus Excess Insurance Agency, LLC conducts business in California as a licensed surplus lines broker (License #0I56061).