Personal Lines

We serve the marketplace with a range of liability based products including Comprehensive Personal Liability (CPL) and a standalone Personal Umbrella policy. All products are available on a non-admitted basis in all 50 states plus Washington, D.C. In addition, we offer our umbrella products on an admitted basis in 50 states plus Washington, D.C.



Personal Umbrella can include:

  •   Farms
  •   Rentals
  •   Watercraft
  •   Vacant Land
  •  Mobile Homes

Comprehensive Personal Liability coverage, designed to be the liability-only portion of a homeowners coverage, can also apply to:

  •  Rental Properties
  •  Secondary Residences
  •  Vacant Properties
  •   Small Hobby/Gentleman Farms





Products and services described above are provided through various surplus lines insurance company subsidiaries of W. R. Berkley Corporation and offered through licensed surplus lines brokers. Not all products and services may be available in all jurisdictions, and the coverage provided by any insurer is subject to the actual terms and conditions of the policies issued. Surplus lines insurance carriers do not generally participate in state guaranty funds and insureds are therefore not protected by such funds. Nautilus Excess Insurance Agency, LLC conducts business in California as a licensed surplus lines broker (License #0I56061).